Reports to all three major credit bureaus. All Rights Reserved. Complete the information below to register your account and gain access to the convenience of managing your account on your terms. Refer to the Fees and Charges section to know more. In contrast, the First Progress Platinum Elite Mastercard® Secured Credit Card requires a minimum refundable deposit of $200. If you're not sure what your Credit Score is, apply for a report, here. Unlike many cards available to those with bad to fair credit, the Indigo Platinum card does not require any sort of security deposit. In addition to writing for Forbes.com, Aaron is a full-time professional advisor to Fortune 500 companies at a global consulting firm. So, if you've got a perfect payment history, a good idea would be to just contact them about it and make your case. But the Indigo Card has an annual fee of $0 - $99, which could make it nearly $100 per year more expensive than … This card is generally meant for those looking to establish or reestablish credit. On the other hand, if you have fair credit or better, there are many options offering more generous credit lines, 0% balance transfer offers and reward points. The Surge Mastercard®, also issued by Celtic Bank, targets those establishing or re-establishing credit. Indigo's path to rebuilding credit comes with some of the highest fees and APR, but does not require a security deposit. Your credit won’t be impacted unless you decide to apply for the card. When To Hire A Lawyer For An Insurance Claim, Everything To Know About Cashier’s Checks, Best Investment Apps For Managing Portfolios, How to Buy Bonds: A Primer for New Investors, The 5 Best Round-Up Apps For Saving Money. Get Your Free Consultation (Before Applying To Indigo Credit Card)! For those simply looking to make purchases online and not establish credit, the Netspend® Visa® Prepaid Card may be worth considering. First Progress Platinum Elite Mastercard® Secured Credit Card. Indigo® Unsecured Mastercard® ► 2020 Review, Application & Rates " A rare card that accepts applicants with a previous bankruptcy, Indigo offers those with less-than-perfect credit a reasonable APR and a variety of cool card designs to choose from. The Indigo Mastercard ® offers those with less than perfect credit the chance to build a positive payment history, without the need for a security deposit. Calculate Your Payroll Tax Savings Under Trump’s Executive Order, Unemployment Benefits Boost Calculator, Compare Indigo Platinum Mastercard With First Progress Platinum Elite Mastercard Secured And Surge Mastercard, Ink Business Preferred Credit Card Review, Platinum Card From American Express Review, A Forbes Guide To Choosing A Cash Back Credit Card, How To Make A Balance Transfer Card Work For You, What Credit Card Delinquency Is—And How To Avoid It, How To Budget Better With Credit Cards In 2020, Pre-qualification available with no impact to your credit score, Easy pre-qualification process with fast response, Free online account access (mobile friendly), Protection from fraud, if your card happens to be lost or stolen. The Indigo Platinum Mastercard is a credit card that offers a version with no annual fee for qualified applicants, a $300 credit line and a reasonable foreign transaction fee. Indigo Credit Card is a great Credit Card if you have fair credit (or above). Indigo Card Review Summary: The Indigo Credit Card is one of 2020’s best unsecured credit cards for bad credit, due in large part to a lack of competition. While the card from First Progress offers credit lines of up to $2,000 (vs. the $300 of the Indigo Platinum Mastercard), the credit line must be secured by a deposit of the same amount. ... Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. If you already have established credit and are looking for rewards, there are almost certainly better options available. Many of these come loaded with fees. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Here are 10 benefits that can be had by having an Indigo credit card: 1. This card may be a good option if you are looking for a basic card to establish or re-establish credit and can qualify for the version with no annual fee. Using your outdated browser will prevent you from accessing many features on our website. Aaron is an avid global traveler and miles and points enthusiast. Since the Netspend Visa is a prepaid card, it does not require a credit check and doesn’t charge interest. Be proud of the increase in credit and let Indigo Platinum take you further in the way. On Genesis FS Card Services's Secure Website. The Indigo Platinum Mastercard is an unsecured credit card, which means it does not require a deposit to open. The Indigo® Platinum Mastercard®, issued through Celtic Bank, is a reasonable option for those looking to establish or re-establish credit and who can qualify for the version that offers no annual fee. Your spending ability is limited only by the amount of money deposited on the card. The monthly plan fees drop to $5 per month with direct deposits of $500 or more. It is a particularly interesting option if you are also looking for a card with a low foreign transaction fee. Cloudflare Ray ID: 5f8ad252eaa43380 Your IP: 188.8.131.52 Often, credit card companies reject any order of issuing the card because of the past bad financial credit rating of those particular cardholders. The Netspend card offers two versions: a monthly plan with fees of Up-to $9.95 monthly* or a pay-as-you-go plan with per-transaction fees. If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. The Forbes Advisor editorial team is independent and objective. Credit Score ranges are based on FICO® credit scoring. • Unlike a debit card, the Indigo card reports to the three major credit bureaus, plus you get the added benefits of Mastercard fraud protection. Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Interest Free Credit Period : Up to 50 days of interest free period on your 6E Rewards - IndiGo HDFC Bank Credit Card, from the date of purchase (subject to the submission of the charge by the Merchant) Revolving Credit : Enjoy Revolving Credit on your 6E Rewards - IndiGo HDFC Bank Credit Card, at nominal interest rate. Are you sure you want to rest your choices? Additionally, if you do not qualify for the version of the Indigo Platinum Mastercard with no annual fee, the card from First Progress has a lower annual fee of just $29. How Much Will The Next Stimulus Check Be? With the official Indigo Card, cardholders can easily create an account and access credit and meet your daily needs. Everyone who is approved for this card will receive a standard credit limit of $225-$300, depending on your annual fee. But it's nothing to worry about, and getting an increase will help your score long-term. Our website has detected that you are using an outdated browser. Their APR is quite high (above 20%). Performance & security by Cloudflare, Please complete the security check to access. The Surge Mastercard’s annual fee is higher, and the card charges a monthly maintenance fee.
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